2025 Best
Residential
Broker of the Year

23 Years Industry Experience | Award Winning Mortgage Brokers

Our Services

Whether you’re looking to purchase your first home, invest, refinance your loan or obtain finance to fund the purchase of an asset, our team of brokers will customise a loan that will suit your individual situation.

Why Use Smart Lending: Competitive Rates, Flexible Terms, and Expert Support

So… why use Smart Lending?

Why Use Smart Lending: Competitive Rates, Flexible Terms, and Expert Support

We are a customer-centric and results driven brokerage. With over 23 years of industry experience, our top-rated brokers are dedicated to making the finance process seamless for you.

With over 20 years of industry experience, our brokers have helped thousands of Australians find the right loan.

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Trusted mortgage broker with 5-star rating

With over 200+ Google Reviews and counting, hear what our community has to say about our highly recommended home loan specialists.

Our Lender Panel

A mortgage is one of the most significant financial decisions you’ll ever make, so it’s crucial to be guided by experts with the highest level of knowledge, skills and service.

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Award-winning customer service team recognized by MFAA in 2024

Our team of brokers is here to guide you every step of the way, holding your hand through the journey toward achieving your financial goals.

Award-winning customer service team recognized by MFAA in 2024

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Smart Lending – Award-winning Australian mortgage brokerage, providing tailored home loan solutions since 2003.

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2024 Best Customer Service office

Recipient of The Mortgage & Finance Association of Australia (MFAA) 2024 Best Customer Service Business Award for Victoria & Tasmania.

Smart Lending – Excellence Awards State Winner MFAA 2024 for Outstanding Customer Service in the Business Award category.
Melissa Gielnik – Experienced founder and managing director of Smart Lending, dedicated to providing expert financial and lending solutions.