23 Years Industry Experience | Award Winning Mortgage Brokers
Whether you’re looking to purchase your first home, invest, refinance your loan or obtain finance to fund the purchase of an asset, our team of brokers will customise a loan that will suit your individual situation.
Ready to take the next step? Book a free consultation today. To know more about us, feel free to call us directly or submit an enquiry through our contact page.
We are a customer-centric and results driven brokerage. With over 23 years of industry experience, our top-rated brokers are dedicated to making the finance process seamless for you.
With over 200+ Google Reviews and counting, hear what our community has to say about our highly recommended home loan specialists.
Radmila Dusanovic
Courtney and Melissa went above and beyond to provide exceptional service! Their dedication, professionalism, and attention to detail truly stood out. They make an amazing team, and I couldn’t be happier with the experience they provided. Highly recommend!
Miss E
Melissa and her amazing team at Smart Lending were nothing short of brilliant. The customer service received was unmatched along with the prompt responses to get the information processed as soon as possible. Thank you so much for saving me so much time and finances. I would highly recommend Smart Lending for your financial matters. A+++++
A mortgage is one of the most significant financial decisions you’ll ever make, so it’s crucial to be guided by experts with the highest level of knowledge, skills and service.
Our team of brokers is here to guide you every step of the way, holding your hand through the journey toward achieving your financial goals.
A first home buyer loan is a mortgage product designed to help individuals purchase their first property. It may include government incentives or reduced costs to make home ownership more accessible for eligible Australians.
Eligibility depends on factors such as being an Australian citizen or permanent resident, not previously owning property, and meeting income or property value requirements. A mortgage broker can help assess your eligibility.
Key factors include your credit history, income stability, existing debts, savings, and the value of the property. Lenders assess these to determine your borrowing capacity and loan suitability.
A mortgage broker compares loan options from multiple lenders to find one that best suits your needs. They guide you through the application process, handle paperwork, and negotiate on your behalf.
Look for a broker with strong local experience, access to various lenders, and a transparent, client-focused approach. Smart Lending offers expert support and tailored solutions to help you make informed decisions.
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