2025 Best
Residential
Broker of the Year

23 Years Industry Experience | Award Winning Mortgage Brokers

Our Services

Whether you’re looking to purchase your first home, invest, refinance your loan or obtain finance to fund the purchase of an asset, our team of brokers will customise a loan that will suit your individual situation.

Expert Lending Solutions Made Simple – Your Trusted Home Mortgage Broker in Melbourne

Smart Lending—Mortgage Brokers is your trusted partner in navigating the Australian property market. Conveniently based at 696 Bourke Street, Melbourne VIC 3000, we specialise in delivering tailored lending solutions to suit your needs—whether you’re a first home buyer, refinance home loan, or considering investment options through a Self-Managed Super Fund (SMSF).  
Our professional team of home mortgage brokers is dedicated to delivering personalised, one-on-one service to Melbourne residents and those in the surrounding VIC areas. With local experience and nationwide lender access, we help you find the best mortgage loans for your needs, supported by clear advice and assistance at every stage.

Expert SMSF Lending Melbourne Solutions

Smart Lending also specialises in SMSF lending. If you want to invest in property using your self-managed super fund, our SMSF house loan experts in Melbourne can help you through the full process, from properly structuring the fund to identifying SMSF-compliant lenders. If you’re searching for a “mortgage broker near me”, Smart Lending is your local expert, ready to help. We proudly serve clients in Melbourne and across the surrounding VIC areas. Smart Lending believes in empowering clients to make educated decisions. We provide more than simply a service; we are a partner in your financial journey. Whether you’re a first-time home buyer, an investor, or looking to refinance or explore SMSF options, we’re here to make your experience simple, transparent, and successful.

Loan Types

  • First Home Buyers Loan
  • Home Loan Refinance
  • Investment Property Loans
  • Self Managed Super Fund Loans (SMSF)
  • Construction Loans

 

Ready to take the next step? Book a free consultation today. To know more about us, feel free to call us directly or submit an enquiry through our contact page.

Smart Lending team showcasing years of mortgage experience in Melbourne

So… why use Smart Lending?

Smart Lending team showcasing years of mortgage experience in Melbourne

We are a customer-centric and results driven brokerage. With over 23 years of industry experience, our top-rated brokers are dedicated to making the finance process seamless for you.

With over 23 years of industry experience, our brokers have helped thousands of Australians find the right loan.

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Trusted mortgage broker with 5-star rating

With over 200+ Google Reviews and counting, hear what our community has to say about our highly recommended home loan specialists.

Our Lender Panel

A mortgage is one of the most significant financial decisions you’ll ever make, so it’s crucial to be guided by experts with the highest level of knowledge, skills and service.

Ready to get started?

Award-winning customer service team recognized by MFAA in 2024

Our team of brokers is here to guide you every step of the way, holding your hand through the journey toward achieving your financial goals.

Award-winning customer service team recognized by MFAA in 2024

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FAQ's

A first home buyer loan is a mortgage product designed to help individuals purchase their first property. It may include government incentives or reduced costs to make home ownership more accessible for eligible Australians.

Eligibility depends on factors such as being an Australian citizen or permanent resident, not previously owning property, and meeting income or property value requirements. A mortgage broker can help assess your eligibility.

Key factors include your credit history, income stability, existing debts, savings, and the value of the property. Lenders assess these to determine your borrowing capacity and loan suitability.

A mortgage broker compares loan options from multiple lenders to find one that best suits your needs. They guide you through the application process, handle paperwork, and negotiate on your behalf.

Look for a broker with strong local experience, access to various lenders, and a transparent, client-focused approach. Smart Lending offers expert support and tailored solutions to help you make informed decisions.